Attorneys Edward Hizer and Brian Hizer

Toledo Bankruptcy Attorney

Experienced Toledo Bankruptcy Lawyer providing Personal and Business Bankruptcy Attorney legal needs in Toledo, Northwood, Oregon, Sylvania, Lucas County, Wood County, and the surrounding Northwest Ohio communities.

Call Lawyer, Edward Schimmel at 419.693.0911

Call Lawyer, Brian Hizer at 419.841.3600

As far as a personal bankruptcy, there are essentially two main types of personal bankrupty:

  • Chapter 7 Bankruptcy: If successful, a chapter 7 bankruptcy is designed to wipe out your debts, allowing you to get a "Fresh Financial Start".

    Typically an individual who files for a Chapter 7 bankruptcy has a large credit card debt which may include multiple credit cards, various unsecured bills with may be associated with various assets which the payment status may or may not be delinquent.

  • Chapter 13 Bankruptcy: If successful, a chapter 13 bankruptcy is designed to restructure of the debt in a manner which is considered manageable to repay the dept. Those who are more likely to file for a Chapter 13 bankruptcy are individuals who seek to hold on to possessions such as a home, multiple vehicles, or other property or assets.

Once viewed as a financial death sentence, the negative stigma of a personal bankruptcy does not carry the same sting as it used to. Today, a bankruptcy is now often seen as a way to get a fresh start by actually repairing your credit over a period of time.

With the current state of the economy, and the realization that part of the responsibility for our economic state is due to the roll which lenders and credit organizations have played, it is expected that a bankruptcy may not affect your financial future as much as it does even today.

Attorney Edward Schimmel also handles Business Chapter 11 Bankruptcy and Chapter 12 Bankruptcy.

Mr. Schimmel has the experience and resources to effectively guide you through the bankruptcy legal process. He always strives to provide the highest standard of legal representation to aggressively pursue your bankruptcy legal goals.

If you require experienced legal advice and representation from a qualified Bankruptcy Law attorney (lawyer), please call our offices to schedule a confidential legal consultation.

Call Lawyer, Edward Schimmel at 419.693.0911

Call Lawyer, Brian Hizer at 419.841.3600

TOLEDO BANKRUPTCY ATTORNEY PROVIDING PERSONAL AND BUSINESS BANKRUPTCY LAWYER SERVICES IN TOLEDO, NORTHWOOD, SYLVANIA, OREGON, MAUMEE, PERRYSBURG, BOWLING GREEN, LUCAS COUNTY, WOOD COUNTY, AND THE SURROUNDING NORTHWEST OHIO COMMUNITIES.

CALL US TODAY AT    419.693.0911 in the Toledo / Northwood Area or 419.841.3600 in the West Toledo / Sylvania Ohio Area

Toledo Ohio and Northwest Ohio Attorneys Attorney, Edward Schimmel & Brian Hizer | Hizer & Schimmel | 419.693.0911 or 419.841.3600

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